Airwallex: Building the Future of Global Banking

Airwallex is a global FinTech company that offers businesses tools to manage international payments, multi‑currency accounts, and financial operations from a single platform, enabling companies to send, receive, and manage money across multiple countries without the complexity of traditional banking. The company was founded in 2015 in Melbourne and built proprietary infrastructure to power cross‑border payments, currency conversion, expense management, and treasury services, allowing startups, digital platforms, and large enterprises to operate internationally with fewer barriers. Over the years Airwallex broadened its services to include business accounts, corporate cards, payment acceptance, and embedded finance solutions, serving hundreds of thousands of businesses worldwide and processing tens of billions of dollars in transactions annually.

Global Accounts and Payment Tools

Airwallex provides multi‑currency global accounts that allow businesses to receive and send funds locally in different markets by using local banking details, which helps companies act as though they have bank accounts in multiple countries even if they operate from a single base, simplifying cash flow when dealing with international clients or suppliers. The platform supports a wide variety of payment methods including credit cards, digital wallets, local bank transfers, and country-specific payment options, giving merchants flexibility to accept payments from customers across different regions and in different currencies. Businesses using Airwallex benefit from competitive foreign exchange rates that reduce the traditional cost burden associated with currency conversion and cross‑border transfers. With tools for payouts, vendor payments, payroll, and bulk transfers, companies that operate internationally or employ remote teams can consolidate multiple payment flows within a single platform, reducing administrative overhead and streamlining financial operations.

Flexible Infrastructure for Startups

Airwallex was built as an infrastructure‑first, API‑first company that offers developer‑friendly integration tools, enabling startups, marketplaces, and digital platforms to embed global payments, FX conversion, business accounts, and expense management directly into their products without building banking infrastructure from scratch. This flexibility makes Airwallex especially appealing to businesses anticipating global growth, as it offers the same suite of financial tools whether a company is a small startup or a large enterprise operating across multiple regions. By reducing reliance on multiple banks and manual processes, Airwallex offers a scalable alternative to legacy banking systems and supports expansion beyond domestic markets.

Regulation, Compliance and Global Reach

Airwallex partners with regulated banks and adheres to compliance and security standards in every region it serves, helping safeguard client funds and building trust for cross‑border transactions. The platform currently supports operations across dozens of countries and accepts payments from more than 180 regions worldwide using a wide range of payment methods, enabling businesses to expand their reach without the complexity of obtaining local bank accounts in every new market. That global footprint, combined with a unified platform, allows businesses to treat international operations as though they were local, reducing friction and making global commerce more accessible.

Why Businesses Choose Airwallex

Many companies choose Airwallex because it offers a unified platform that delivers global accounts, currency conversion, payment acceptance, expense tracking, and corporate cards all in one place, providing convenience that traditional banking rarely matches for international operations. The unified dashboard and integrations with accounting and ecommerce tools help reduce manual bookkeeping, lower administrative overhead, and speed up financial workflows. Startups and growing businesses appreciate that Airwallex scales with them, offering the same services whether they are launching internationally or already managing global supply chains. Enterprises dealing with multiple currencies or international vendors find Airwallex valuable for transparent FX fees, predictable pricing, and streamlined payments, which help improve cash flow and reduce delays. For businesses that sell internationally or work with remote teams, Airwallex offers a compelling alternative to traditional banks and fragmented financial tools that often create friction and delay.

Growth, Funding and Future Ambitions

Airwallex was founded by entrepreneurs who experienced firsthand the difficulty of high costs and delays while handling cross‑border payments for a small business. The company turned that challenge into an opportunity, developing infrastructure to simplify international money movement and scaling quickly to meet the needs of startups, marketplaces, and larger organizations. By 2022, the company’s valuation reached several billion dollars following a major funding round, and subsequent growth rounds raised additional capital to expand payment acceptance, embedded finance tools, corporate cards, and treasury management solutions. These developments allow companies to manage financial operations in multiple currencies and regions efficiently without reorganizing banking infrastructure for each new market. In a global economy where businesses often deal with clients, suppliers, and remote teams across continents, Airwallex continues to build tools that simplify financial operations, reduce friction, and provide companies a competitive advantage.

Jack Zhang, Co-Founder & CEO, Airwallex

With our proprietary infrastructure, Airwallex takes the friction out of global payments and financial operations, empowering businesses of all sizes to unlock new opportunities and grow beyond borders.