Peratera: Your One-Stop-Shop for Borderless Banking and Payments

Peratera is a trusted ally for businesses worldwide, providing robust banking and payment solutions tailored to their needs. With Peratera, accessing international opportunities becomes effortless. With Peratera, businesses can open accounts in multiple currencies effortlessly, send, receive, and convert funds across 50+ supported currencies, access a wide range of international and local payment methods, conduct cross-border payments seamlessly through local bank transfers, and enjoy the convenience of prepaid cards for themselves or their customers.

Peratera's Global Business Account

Peratera's Global Business Account is your passport to seamless international growth. With a free virtual account, you gain instant access to hundreds of markets and endless opportunities for expansion. Say goodbye to barriers and hello to a world of possibilities with Peratera.

Seamlessly Navigate Global Markets: By opening a Peratera global account, businesses can effortlessly connect with over 190 countries worldwide. Whether it's Europe, North America, Latin America, Asia Pacific, or beyond, Peratera provides access to diverse markets to fuel your growth.

Simplify International Transactions: Sending and receiving payments becomes effortless with Peratera. Businesses can send international payments in over 50 currencies to 190+ countries, while also offering their clients the convenience of choosing from 300+ local and international payment methods.

Transparent Currency Conversions: Move money between multiple currencies at the real mid-market rate with Peratera. Say goodbye to hidden fees and enjoy transparent currency conversions that ensure you get the most out of your transactions.

Streamline Payment Collections: With Peratera, collecting payments becomes a breeze. Set up direct debits in seconds and easily track and collect regular payments, subscriptions, and more, empowering your business to grow with ease.

Expand Spending Options: Issue Mastercard and Visa cards in 24 currencies across 38 countries with Peratera. Enjoy fair currency conversion fees and expand your spending options to meet the needs of your global business operations.

Experience the freedom and flexibility of Peratera's Global Business Account and take your business to new heights on the global stage. Say yes to growth and let Peratera handle the complexities of international banking, so you can focus on what you do best—building your business.

Seamless Cross-Border Payment Solutions

Discover the convenience of Peratera's cross-border payment solutions, crafted with your needs in mind. Whether you're sending payments locally or internationally, Peratera ensures a hassle-free experience with zero hidden fees.

Send Payments Anywhere, Anytime: Pay employees, vendors, and suppliers in their preferred currency, at the mid-market rate, and without any hidden fees. With Peratera's global account, sending payments in over 50 currencies across 190+ countries has never been easier.

Global Access Made Simple: Experience unparalleled ease and accessibility when making international payments with Peratera. Our global account grants you access to over 190 countries worldwide, all through an all-in-one payment structure.

Effortless Borderless Transactions: Navigating borderless transactions has never been simpler. Peratera's intuitively designed platform streamlines the process, requiring only your recipient's account details to get started.

Cost-Effective Solutions: At Peratera, we believe in transparency and affordability. Say goodbye to opening fees, monthly charges, or minimum requirements. With Peratera, you only pay a small fee when sending local and international payments, with currency conversions always at the mid-market rate.

Competitive FX Advantage with Peratera

Discover the power of Peratera's fully-functioning FX platform, offering access to wholesale rates that are 97% lower than traditional banks. With Peratera, you can provide your customers with the best possible rates, ensuring their satisfaction while boosting your business's profitability.

Real-Time Transparency: Say goodbye to static day rates offered by banks. With Peratera, enjoy live FX rates that are updated by the minute. Know your rates before placing your order, ensuring transparency and confidence in every transaction.

Direct Transactions, No Intermediaries: Avoid unnecessary costs associated with corresponding banks taking cuts from every transaction. Peratera enables you to bypass all intermediary cuts, maximizing your profits and minimizing expenses.

Flexible Transaction Options: Choose between immediate FX transactions at the real-time wholesale rate or lock-in rates for up to one year with Peratera's spot and forward contracts. Enjoy the flexibility to adapt to your business's specific needs and market conditions.

Drive Customer Loyalty: Retain your existing customers and attract new ones with unmatched FX rates offered through Peratera. By providing competitively low rates, you can build momentum and solidify your position in the market.

Transparency and Trust: Deliver fixed real-time FX rates to your customers, ensuring transparency and reliability in every transaction. With Peratera, there are no surprises—payments clear at the same FX rate chosen by your customers, fostering trust and satisfaction.

Zero Hidden Fees: Peratera's platform is built on transparency, allowing you to offer equally transparent service to your customers. Expand your user base with attractive, zero-hidden-fees FX rates that align with your business's values and goals.

Peratera Prepaid Business Cards: Revolutionizing Finances for Businesses

Discover the convenience and efficiency of Peratera's prepaid business cards, designed to offer all the benefits without any of the hassle. With Peratera, businesses can create prepaid cards in 38 countries and 24 supported currencies, providing unmatched flexibility and convenience.

Empower Your Business with Versatile Options

Visa or Mastercard, Virtual or Physical: Peratera offers the broadest range of options in a single place, allowing businesses to choose between Visa or Mastercard, virtual or physical cards, and single or multi-use cards. Enjoy unparalleled flexibility tailored to your business's specific needs.

Save on Currency Exchange and Admin Expenses: With Peratera's prepaid cards, businesses can save on currency exchange fees, administrative expenses, and costly bank fees. Enjoy greater control over your finances while maximizing your profits.

Streamline Cash Flow Management: Set card and payment limits, track spending, and access full payment reporting with Peratera's prepaid cards. Stay ahead of your budget and manage cash flow with ease, enabling smarter financial decision-making.

Save Time with Automated Reconciliation: Forget manual reconciliation and lost hours. Peratera offers automated reconciliation of transaction data with invoices, saving businesses valuable time and resources.

Advanced Fraud Protection and Chargeback System: Safeguard your business with Peratera's advanced fraud protection and robust chargeback system. Protect your payments and minimize the risk of fraud, ensuring peace of mind for your business operations.

Tailored Solutions for Various Industries

Travel Agents: Opt-in for Peratera's prepaid cards to enjoy increased profit margins, automated reconciliation, and smart chargebacks. Pay suppliers, hotels, and airlines at the mid-market FX rates, enhancing efficiency and profitability.

Marketing: Set, optimize, and track your marketing budget effortlessly with Peratera's prepaid cards. Assign separate cards for every ad campaign, fund in 24 currencies, set spending limits, and control access seamlessly, empowering your marketing efforts.

Fintech: Forge trust and loyalty with your suppliers, freelancers, and content creators with instant and secure payments through Peratera's prepaid cards. Create single or multi-use cards for each supplier and protect your business against fraud effectively.

Dmitry Savchenko, Founder and CEO, Peratera

Dmitry is the guiding force behind Peratera's journey, steering the company towards new frontiers of possibility. As a nomad entrepreneur, Dmitry's frustration with clunky and dysfunctional payment options led him to establish Peratera as a simple payment gateway connecting online businesses and payment processing companies.

Today, Peratera has expanded its scope to support businesses in overcoming the complexities of global expansion. Under Dmitry's leadership, Peratera offers a comprehensive suite of solutions including international and local accounts, currency exchange, cross-border payments, and payment processing, all unified under one roof.

Dmitry considers himself an international citizen, bringing valuable regional insights to the table in the quest to unify banking, payments, and people on a global scale. Currently based in Dubai, Dmitry plans to relocate to London to further advance Peratera's mission.

At Peratera, they believe in the future of digital commerce and the borderless economy. Its products are designed to make digital commerce friction-free, no matter where in the world you operate.