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10 Best FinTech Companies to Watch 2024

Brazilian Fintech Revolutionizing Payment Solutions for SMEs: CloudWalk

Brazilian Fintech Revolutionizing Payment Solutions for SMEs: CloudWalk

“Our mission is to outsmart the current payment systems by building a new one that is fair for all players.”

CloudWalk emerges as the next-generation payment network with a clear mission—to reshape the global payment landscape. Originating from Brazil, CloudWalk embarked on a journey to democratize the payments industry, providing entrepreneurs with transformative and inclusive solutions. In the evolving landscape of Brazil's payment industry, where price wars between major banks and acquirers rarely benefit merchants, CloudWalk steps in with a commitment to change the game.

Fueled by the vision of creating the world's best payment network, CloudWalk aims to deliver services with unparalleled technological standards, leveraging AI and Blockchain to ensure top-notch user experiences. Customer engagement takes center stage, considering customers not only as users but as influential advocates and contributors to the product's evolution. CloudWalk is set to disrupt economics by offering the best prices, unlocking purchasing power for its customers and transforming how merchants sell and profit.

CloudWalk's Three Pillars of Excellence

CloudWalk's concept is based on three key pillars that characterize the company's dedication to offering outstanding services in the dynamic world of fintech.

Leading Technological Excellence: CloudWalk aims to provide services that exceed technological standards. Their commitment to innovation extends to adopting cutting-edge technology such as AI and Blockchain. This focus ensures that users not only get extensive capabilities, but also a smooth and high-quality user interface.

Customer-centric Approach: CloudWalk's ethos revolves upon the recognition that consumers are the driving force behind its success. Customers are more than just users; they are valuable partners. Recognizing their importance, CloudWalk sees consumers as crucial contributors who shape the course of the product and the business itself. Customers serve as the finest ambassadors for CloudWalk's services; therefore the relationship extends beyond transactions.

Disruptive Economics: CloudWalk differentiates itself by offering competitive pricing for clients. This commitment is more than just affordability; it is a strategic effort to empower customers and increase their purchasing power. CloudWalk's revolutionary business concept is intended to transform how merchants approach selling and profit generation.

InfinityPay by CloudWalk: Transforming Financial Experiences in Brazil 

With InfinityPay, CloudWalk's game-changing financial solution, you can embark on a revolutionary journey. Transform your financial transactions with cutting-edge technology, seamless integrations, and unrivaled convenience.

Discover the Future of FinTech: Complete Financial Solutions: InfinityPay is a collection of financial tools, including machines, accounts, and cards, meant to simplify and improve your financial activities.

Instant Sales Receivable: Enjoy the flexibility of receiving your sales immediately or within one business day, resulting in remarkable financial agility.

Affordable Plans for Maquininha Smart: Choose from inexpensive plans beginning at R$958.00 or simple installment choices such as 12x R$28.90 or 12x R$17.90. Elevate your business with the Maquininha Smart, priced at R$214.80.

Unbeatable Rates: Take advantage of Brazil's lowest debit and credit transaction rates, assuring cost-effectiveness and maximizing your financial returns.

Pix Integration: Pix transactions are seamlessly integrated directly on the machine, enabling infinite and secure payment choices for your convenience.

Android Machine: Never miss a sales opportunity with the user-friendly Android Machine, which is designed to improve your company's efficiency.

Swift Payment Processing: Experience lightning-fast and dependable payment processing, guaranteeing that your money is placed into your account in real-time.

Exploring the Future of Self-Driving Banking

Witness the beginning of a new age in finance as a trailblazing project unveils the world's first level 5 self-driving banking system. Here's a glimpse into the innovative fintech advancements:

In-House Payment Processor: A comprehensive payment processor designed and built internally to meet the unique needs of millions of businesses and customers. This key invention simplifies transactions, setting the stage for frictionless financial interactions.

Stable Coin Innovations: To fill important gaps in the financial system, the team is actively developing a stable coin to bring stability exactly where it is most needed. This novel strategy builds a strong financial ecosystem by encouraging trust and dependability.

Lending Protocol for Merchants and Shoppers: Ongoing initiatives include the development of a sophisticated lending protocol targeted to both merchants and customers. This fintech marvel wants to transform lending procedures by improving accessibility and efficiency.

Smart Yield Saving Account: In pursuit of financial excellence, the team is developing a smart yield savings account specifically for customers and merchants. This forward-thinking method increases rewards while remaining financially prudent.

Intelligent Loyalty Rewards: The smart loyalty reward program elevates the purchasing experience and demonstrates a commitment to innovation. This initiative, designed for both consumers and retailers, redefines loyalty in the digital age.

About | Luis Silva

Luis is the Co-Founder and CEO of CloudWalk, a firm aiming to creating an interplanetary payment network. CloudWalk, backed by leading global fintech investors including Coatue, DST, A*, The Hive, Valor Capital, FIS WorldPay, Plug and Play Ventures, Jackie Reses, and Gokul Rajaram, has raised more than $350 million in capital to date, establishing itself as one of Latin America's most valuable fintech companies.

Luis began his coding journey at the age of 16, learning independently, and by the age of 21, he had built his first startup. Over the years, he has started, invested in, and advised numerous firms in Silicon Valley and Brazil. His portfolio includes enterprises such as robotics that use artificial intelligence for genetic engineering, fintech solutions that provide the secure processing of billions of dollars in payments for entire countries, and ground-breaking blockchain technologies that are redefining the financial landscape.

In 2014, Luis was chosen as one of 80 entrepreneurs globally to live and study at NASA Ames Research Park in Silicon Valley, where he studied future and disruptive technologies at Singularity University.

Luis is passionate about how technology may benefit society and believes in long-term thinking that goes beyond +10,000 years. He has also co-authored books on innovation and contributed to articles published by O'Reilly and Elsevier. His efforts and thoughts have been recognized by leading publications such as TechCrunch, Globo, Época, Valor Econômico, Forbes, and others.

“We started by democratizing the payments industry in Brazil, empowering entrepreneurs through technological, inclusive and life-changing solutions.”