Terms & Conditions

Last Updated: June 13, 2025

Welcome to SME BUSINESS REVIEW LLC ("SME BUSINESS REVIEW," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of https://smebusinessreview.com (the "Site").

By accessing or using the Site, you acknowledge and agree to comply with these Terms, along with all applicable local, state, and federal laws and regulations of the State of New Jersey and the United States. If you do not agree to these Terms, you must not access or use the Site.

Authorized Use

You agree to use the Site for lawful purposes only. You must not:

• Violate any applicable laws or regulations;
• Infringe the intellectual property, contractual, or privacy rights of others;
• Introduce malicious software, code, or scripts;
• Interfere with or disrupt the Site's servers, security, or infrastructure;
• Engage in unauthorized data mining, scraping, or similar activities;
• Use the Site to promote unsolicited commercial messages or spam.

We reserve the right to terminate or restrict access to any user who breaches these Terms, with or without notice.

Intellectual Property Rights

All content on the Site, including but not limited to articles, logos, illustrations, editorial layout, photographs, and code, is the property of SME BUSINESS REVIEW LLC or its licensors and is protected by U.S. copyright law, trademark statutes, and international agreements.

You may access and read content for personal, non-commercial use only. No material may be copied, republished, redistributed, transmitted, or altered without prior written permission, except as permitted under applicable fair use doctrine or as clearly authorized by us.

User Submissions

By submitting any materials (including editorial pitches, comments, or feedback), you:

• Represent that your submission is your original work and does not violate any law or the rights of any third party;
• Grant SME BUSINESS REVIEW LLC a worldwide, royalty-free, non-exclusive, irrevocable license to use, publish, adapt, edit, and distribute the content in connection with the Site or our editorial activities;
• Acknowledge that we may moderate or remove content at our discretion.

We are not responsible for any user-submitted content posted to the Site, and do not endorse any views expressed therein.

Sponsored Content and Advertisements

Some content or links on the Site may be part of paid partnerships, affiliate programs, or sponsored campaigns. Such content will be labeled accordingly. We maintain editorial independence regardless of commercial arrangements and do not accept liability for user reliance on any sponsored material.

Third-Party Links

The Site may contain hyperlinks to third-party websites. These links are provided for informational purposes only. SME BUSINESS REVIEW LLC does not control or endorse such sites and is not responsible for their availability, accuracy, or content.

You access third-party websites at your own risk and are subject to their terms and privacy policies.

Disclaimer of Warranties

The Site and its contents are provided "as is" and "as available." SME BUSINESS REVIEW LLC makes no representations or warranties of any kind, express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose;
• Non-infringement of third-party rights;
• Accuracy, completeness, or timeliness of content;
• Security, availability, or functionality of the Site.

We do not guarantee that the Site will be uninterrupted or error-free, or that any defects will be corrected.

Limitation of Liability

To the maximum extent permitted by law, SME BUSINESS REVIEW LLC and its directors, employees, affiliates, or agents shall not be liable for any:

• Indirect, incidental, special, consequential, or punitive damages;
• Loss of profits, data, reputation, or business opportunities;
• Claims arising from your use or inability to use the Site, even if we were advised of the possibility of such damages.

Some jurisdictions may limit or disallow certain exclusions, so these limitations may not apply to you in full.

Indemnification

You agree to indemnify, defend, and hold harmless SME BUSINESS REVIEW LLC, its officers, employees, and affiliates from and against any claims, losses, liabilities, damages, costs, or legal expenses arising from:

• Your breach of these Terms;
• Your use or misuse of the Site;
• Your violation of any law or third-party rights.

Privacy and Data Collection

Use of the Site is subject to our Privacy Policy and Cookie Policy. By continuing to access the Site, you consent to the collection, use, and disclosure of your personal data in accordance with those policies.

Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles.

Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in New Jersey, and you hereby submit to personal jurisdiction in those courts.

Modifications to Terms

We reserve the right to amend or update these Terms at any time. All changes will be effective immediately upon posting on this page and will be indicated by the "Last Updated" date above.

Your continued use of the Site after the publication of changes constitutes your acceptance of the revised Terms.